Utah Home Loans & Mortgages

Get pre-approved for the best mortgage rates and loan programs across Utah

Find the Perfect Loan for Your Utah Home

Our experienced loan officers help you navigate the mortgage process and find the best loan program with competitive rates and terms that fit your financial situation.

Conventional Loans

Traditional mortgages with competitive rates for qualified borrowers with good credit.

3% down payment
No PMI with 20% down
Flexible terms

FHA Loans

Government-backed loans with lower down payment requirements and flexible credit standards.

3.5% down payment
Lower credit requirements
Gift funds allowed

VA Loans

Exclusive benefits for veterans, active military, and eligible spouses with no down payment required.

0% down payment
No PMI required
Competitive rates

USDA Loans

Rural development loans for eligible properties in designated rural areas with no down payment.

0% down payment
Low interest rates
Rural area eligibility

Why Choose Our Loan Services?

Competitive Rates

Access to multiple lenders and loan programs for the best rates

Local Expertise

Deep understanding of Utah real estate market and local programs

Fast Processing

Streamlined application process with quick pre-approvals and closings

Personalized Service

Dedicated loan officer guidance throughout the entire process

Utah mortgage and loan service areas map showing Salt Lake City, Lehi, Provo, Orem, Sandy, Draper and surrounding communities served by Ondo Real Estate

Ready to Get Pre-Approved?

Start your mortgage application today and get pre-approved for your Utah home purchase.

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Questions about loans or refinancing?

Visit our Help Center for detailed FAQs on loans, payments, escrow, and assistance options.

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