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Buying a Home

First-time homebuyer
Buying a second home
Fixed-rate mortgage
Adjustable-rate mortgage
30 year mortgage
15 year mortgage
Mortgage rates explained

Refinance

Mortgage refinance process
Rate-and-term refinance
Cash-out refinance
Mortgage blog – Refinance

Mortgage Loans

Conventional
FHA
USDA
VA
HELOC / HELOAN
Reverse Mortgage
Jumbo Loans

Calculators

Mortgage payment calculator
Affordability calculator
Income calculator
Closing cost calculator
Refinance calculator
Home sale calculator
Buying power calculator

About Us

History
Giving back
Careers
News
Investor relations

Help Center

Payment questions
Hardship assistance
Loan payoffs
Mortgage FAQs
Escrow
Natural Disaster Resources

Loan Servicing Help Center

+1-408-538-0420

Mon–Fri 9:00 AM – 5:00 PM MT

Email Us

info@ondorealestate.com

Our Location

2701 N Thanksgiving WayLehi, UT 84043

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Equal Housing Opportunity

R

REALTOR

MLS

Multiple Listing Service

© 2026 Ondo Real Estate. All rights reserved.

Designed. Developed. Deployed byOndoSoftThe digital engine behind Ondo Real Estate.

Licensing Privacy Policy Terms of Use Accessibility Site Map LLM brief

Site map

Browse every public page on this site by topic. For crawlers, use the XML sitemap or the LLM / agent brief.

On this page

Home & company story
Buy & finance
Local mortgage & market pages
Sell & invest
Rent, search & property management
Notary & signing
Calculators & planning tools
FAQ
Blog & guides
About Ondo
Contact, news & programs
Solutions
Learn
Legal, accessibility & discovery

Home & company story

Start here for who we are and why we focus on Utah.

HomeOndo Real Estate — buy, sell, finance, manage, and notarize with one partner.
Founders letterWhy we built Ondo and how we work with owners and residents.
Why UtahEconomy, quality of life, and real estate context in Utah.

Buy & finance

Purchase paths, loan products, and refinance resources.

Buy a homePurchase overview and next steps.
First-time home buyerPrograms and guidance for first-time buyers.
Second homeFinancing and considerations for a second residence.
Mortgage rates hubRate context and how we quote.
Fixed-rate mortgagesPredictable payments with fixed-rate loans.
Adjustable-rate mortgagesARM structure, caps, and when it can fit.
30-year mortgageLower payment, longer amortization.
15-year mortgageBuild equity faster with a shorter term.
Mortgage loansPre-approval, products, and Utah loan guidance.
Conventional loansConforming conventional purchase and refinance.
FHA loans3.5% down at 580+ FICO — credit-flexible financing for Utah buyers.
VA loansZero down for eligible veterans and active-duty military in Utah.
USDA loansZero down in eligible Utah rural areas including Cache Valley and Sanpete County.
Jumbo loansFinancing above conforming limits for Park City, Draper, and Utah's high-value markets.
Refinance processSteps and timeline to refinance with Ondo.

Local mortgage & market pages

We publish city- and ZIP-specific loan and buy/sell landing pages across Utah. Browse examples below or start from the hubs.

Loans in Salt Lake CityLocal mortgage context for SLC.
Loans in LehiSilicon Slopes and Utah County lending.
Loans in ProvoPurchase and refinance in Provo.
Loans in DraperSouth Valley loan resources.
Buy/sell by city (example: Lehi)Hyper-local buy and sell snapshot; more cities available via URL pattern.
Buy/sell by ZIP (example: 84043)ZIP-level market hub; substitute other Utah ZIPs in the path.

Sell & invest

Listings strategy, fractional and commercial opportunities.

Sell your homePricing, prep, and listing with Ondo.
Investments overviewHow we surface vetted opportunities.
Investment opportunitiesBrowse open and waitlisted offerings.
Fractional real estateLower minimums and diversified exposure.
Commercial real estateCRE education and sponsor-led deals.
Lehi Tech Corridor Office ComplexA 48,000 sq ft Class A office building in Silicon Slopes with 92% occupancy and tenants including two publicly traded tech firms. The property benefits from pro…
Provo Student Housing ComplexA 120-unit student housing property adjacent to Brigham Young University with consistent demand driven by enrollment growth. The property was renovated in 2022 …
Salt Lake Industrial Distribution CenterA 120,000 sq ft distribution warehouse near the Salt Lake City International Airport with direct freeway access. The facility serves regional logistics for two …
Draper Medical Office ParkA two-building medical office park totaling 32,000 sq ft leased to Intermountain Health affiliates and independent specialists. Located in the Draper corridor w…
Orem Grocery-Anchored Retail CenterA 65,000 sq ft neighborhood retail center anchored by a national grocery chain with inline tenants including a pharmacy, dental office, and quick-service restau…
American Fork Climate-Controlled StorageA 450-unit climate-controlled self-storage facility in American Fork serving the north Utah County market. The facility opened in 2021 and has reached stabilize…

Rent, search & property management

Tenant-facing discovery and owner/manager services.

Property searchFilter rentals and for-sale inventory we market.
PropertiesFeatured homes and apartments available now.
Property managementFull-service management for Utah landlords.
Tenant screeningCredit, criminal, eviction, and income verification for Utah rental applicants.
Maintenance coordinationEnd-to-end maintenance request intake, vendor dispatch, and completion tracking.
Owner reportingMonthly statements, NOI tracking, disbursement history, and document vault.
ResourcesGuides, downloads, and checklists for owners and renters.
Templates & formsUtah-compliant landlord templates: lease, move-in checklist, maintenance form, and playbook.
PM in Salt Lake CityFull-service property management in Salt Lake City, UT.
PM in ProvoRental management serving Provo neighborhoods and BYU area.
PM in OremRental management in Orem, Utah County.
PM in DraperProperty management in Draper, near Silicon Slopes.
PM in SandySandy rental property management and tenant placement.
PM in PaysonProperty management in Payson and southern Utah County.

Notary & signing

Mobile and remote online notarization for real estate and general documents.

Notary servicesRON, loan signings, estate packages, and mobile coverage.

Calculators & planning tools

Interactive tools for buyers, owners, and investors (free, no login).

All calculatorsDirectory of mortgage and investment calculators.
Mortgage Payment CalculatorEstimate monthly mortgage payments with taxes, insurance, and PMI.
Home Affordability CalculatorEstimate what home price fits your income, debts, and expenses.
Required Income CalculatorCalculate the income needed to qualify for your target home price.
Closing Cost CalculatorEstimate buyer closing costs, taxes, and prepaid expenses.
Refinance Savings CalculatorModel payment changes and break-even timing for a refinance.
Home Sale Proceeds CalculatorEstimate net proceeds after agent fees, taxes, and payoff.
Buying Power CalculatorSee how rate, down payment, and debts change your buying power.
Temporary Buydown CalculatorModel 2-1 or 3-2-1 buydown payment relief and total costs.
Rent vs Own CalculatorCompare long-term costs and equity between renting and owning.
Retirement Savings CalculatorProject retirement savings growth and future income needs.
Cash-on-Cash Return CalculatorCalculate cash-on-cash return for an investment property.
Cap Rate CalculatorCompute capitalization rate from NOI and purchase price.
ROI CalculatorMeasure total ROI for a real estate investment with costs.
GRM CalculatorCalculate gross rent multiplier from price and rent.
DSCR CalculatorEstimate debt service coverage ratio for rental financing.
1% Rule CalculatorCheck if a property's rent meets the 1% rule benchmark.
50% Rule CalculatorEstimate expenses quickly using the 50% rental rule.

FAQ

Answers by topic for buyers, sellers, tenants, owners, and notary clients.

FAQ homeAll categories.
General FAQsCross-cutting questions.
Buying & selling FAQsTransaction and offer questions.
Loan FAQsQualification, rates, and products.
Loan payoff FAQsPayoffs and subordination.
Escrow FAQsClosing and escrow timeline.
Payment FAQsHow and when to pay.
Hardship FAQsOptions when finances are tight.
Disaster FAQsInsurance and property damage.
Notary FAQsRON, I-9, and scheduling.
Owner FAQsLandlord and investor topics.
Tenant FAQsRenting and lease questions.

Blog & guides

Long-form articles on Utah real estate, product, and operations.

BlogLatest articles and filters by topic.
Remote Online Notary in All 50 StatesSecure remote online notarization nationwide with ID checks and audit trails.
The Hidden Math Behind Renting vs OwningOpportunity cost, equity velocity, and inflation-adjusted rent.
Full-Stack Dev and Landlord: What Software Gets WrongUX gaps in property software and better flows for tenants and owners.
Commercial Real Estate 101: Tenant Mix and Cap RatesCap rates, NNN leases, and how tenant mix shapes CRE value.
Crypto and Real Estate: A Barbell HedgeBalancing volatile assets with cashflowing rentals.
New Landlord Mistakes and Systems That Prevent ThemDocumentation, reserves, maintenance, and comms playbooks.
Utah Rent vs Buy: Wasatch Front PlaybookCorridor-specific math on taxes, transit, schools, and maintenance.
Property Management Automation ChecklistHigh-ROI automations for rent, maintenance, and owner reporting.
Vacancy Risk PlaybookModel, reduce, and recover from vacancy with renewals and turns.
Maintenance vs CapEx StrategyPlan operating maintenance versus capital improvements.
Dashboards for LandlordsWhat owners and managers should track in one view.
Building High-Performance Real Estate on Next.js and SupabaseTechnical architecture notes for a modern property platform.
Engineering Real Estate Investment CalculatorsHow we model mortgage and investment math in the product.
Modernizing Notary Workflows With SoftwareIntegrating RON and loan signing into real estate closings.
Technical SEO for Real Estate SitesStructured data, sitemaps, and performance as ranking signals.
Designing a Property Owner PortalOwner UX for finances, maintenance, and documents.
Mobile Notary in Utah CountyLocal guide to mobile notarization along the Wasatch Front.
Remote Online Notary for Real Estate ClosingsHow RON fits lender and title workflows.
Prepare for a Remote Online Notary SessionID verification, tech checks, and witness tips.
First-Time Home Buyer GuidePre-approval through closing for Utah buyers.
Property Management Tips for Utah LandlordsVacancy, compliance, and tenant experience in Utah.
Mortgage Rate TrendsRate environment and what buyers and refinancers should watch.
Why Utah Is a Strong Real Estate Investment MarketDemographics, jobs, and housing demand in Utah.
Home Staging Tips That WorkPrepare a listing to sell faster and for stronger offers.
Understanding Property Taxes in UtahAssessments, Truth in Taxation, and investor implications.
How to Choose a Property Management Company in UtahStep-by-step guide to evaluating Utah property management companies — fees, services, and red flags.
Utah Landlord-Tenant Law GuideSecurity deposits, eviction timelines, habitability, and Fair Housing requirements in Utah.
Salt Lake City Rental Market ReportVacancy rates, rents by submarket, and demand drivers for SLC landlords and investors.
Property Management Fees in UtahTransparent breakdown of Utah property management pricing — management fee, leasing fee, and markup structures.
Best Neighborhoods to Invest in Utah Real EstateWasatch Front submarket breakdown: cash flow, appreciation, and vacancy by neighborhood.
First-Time Landlord Checklist for UtahEverything to do before, during, and after your first tenant moves in to a Utah rental.
FHA vs Conventional Loans in UtahSide-by-side comparison of FHA and conventional mortgages for Utah home buyers.
How Ondo RE Uses Technology to Manage Utah RentalsBehind-the-scenes look at AI, owner portal, and automated workflows at Ondo RE.
Provo and Orem Rental Market GuideBYU, UVU, and Silicon Slopes demand — what landlords need to know in Utah County.
Wasatch Front Real Estate Forecast 2026Interest rates, inventory, rent trends, and strategic positioning for Utah property owners.

About Ondo

Team, history, careers, and investor relations.

About usMission, services, and service area.
TeamLeadership and licensed professionals.
CareersOpen roles and culture.
TestimonialsClient and partner stories.
Case studiesDocumented outcomes from Utah owners, buyers, and investors.
HistoryMilestones and growth.
Giving backCommunity and nonprofit support.
Investor relationsInstitutional and accredited investor inquiries.
Company newsPress and announcements.

Contact, news & programs

Reach the team and follow public updates.

ContactPhone, email, and appointment booking.
FeedbackProduct and website feedback.
NewsUpdates and industry notes.
SweepstakesOfficial rules for active promotions.

Solutions

Platform capabilities by role.

Solutions overviewOne platform for every stakeholder in real estate.
For InvestorsPortfolio analytics, risk scoring, and deal access.
For LandlordsFull-service management for property owners.
For Property ManagersScale operations with automation.
For TenantsRent, requests, and documents in one portal.
Book a DemoFree 15-minute platform walkthrough.
Platform TourSelf-serve guided tour of all platform features.
PartnersIntegrations: Stripe, Supabase, HubSpot, and more.

Learn

Research, education, and market data.

Market DataUtah real estate stats updated quarterly.
InsightsResearch, reports, and thought leadership.
Video LibraryStep-by-step platform walkthroughs.
AcademyFree real estate education and guides.

Legal, accessibility & discovery

Policies and machine-readable indexes for search engines and AI systems.

Privacy policyHow we collect and use data.
Terms of serviceSite and service terms.
AccessibilityCommitment and contact for accessibility support.
XML sitemapCanonical URL list for crawlers (generated at build).
LLM & agent briefConcise site summary for AI assistants and automated agents.

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